Free mortgage calculator — monthly payment, total interest, and full amortization for home loans in any currency.
Mortgage
Full monthly payment incl. taxes, insurance, PMI, HOA.
Monthly payment
Loan: $320,000.00 · Payoff in 30y 0m
Total / month
$2,612.30
$2,128.97
$350.00
$133.33
$446,428.47
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The QuickToolz Mortgage Calculator computes your monthly mortgage payment, total interest, and complete amortization schedule for any home loan. Enter the loan amount, annual interest rate, and term (typically 15, 20, or 30 years) and see exactly what you’ll pay each month and over the lifetime of the mortgage.
Monthly principal + interest payment
Total interest paid over the full term
Total cost of the home (principal + interest)
Amortization schedule — month-by-month split of principal vs interest
Compare a 15-year vs 30-year mortgage at the same rate to see how much interest you’d save with a shorter term. Try a 0.25% rate change to see lifetime cost impact. Model a larger down payment to lower the principal and monthly EMI.
Everything you need, nothing you don’t. Built for speed and simplicity.
See total interest cost over the full term of the mortgage.
Month-by-month split of principal vs interest.
Tweak any field to compare different rates or terms instantly.
Everything you need, nothing you don’t. Built for speed and simplicity.
Type the total purchase price.
Got questions? We’ve got answers. Common questions about Mortgage Calculator.
No submit button — everything recalculates as you type.
Down payment subtracts from the price; loan term is years.
Use your lender’s quoted annual rate. Monthly payment and lifetime interest update live.